Welcome to my website! My name is Dave Mersky. That's my beautiful bride standing on the other side of LOVE. I hope you find my website to be well organized and loaded with information. 

I earned a doctorate in Adult Education from the University of Arkansas, Fayetteville, in 1998. Five years later I became involved in sales and education within the Insurance and Financial Services industries. I've been at it ever since.

I have presented medical insurance programs to employees all over Arkansas, Missouri, Tennessee, and Kansas.  I became active explaining Medicare health insurance in 2005, and have completed at least 300 hours of certification training. I am a Medicare recipient, and I'm glad to share my personal experiences with both Medicare Advantage and Medicare Supplement plans. I helped design a 4 hour presentation that was mandatory for employees to take before working in Affordable Care Act call centers, and presented this course to hundreds of workers. I've volunteered for three years at the Schmieding Medical Education center in Springdale, AR as a group leader of a "Welcome to Medicare" presentation I designed.

The 10+ years, when it wasn't Medicare annual enrollment time, I have been helping clients better understand their choices by simply using plain English and no industry jargon. My specialties are designing tax-free retirements, establishing personal pensions, and helping with Travel Medical and Trip insurance.

The lovely woman in the photograph above is my wife, Harriet. We moved to the great state of Arkansas from the Houston area in December of 1982. In Houston, Harriet managed a dance supply shop, and I was self employed as a spray-on insulation and fireproofing contractor. Harriet knows as much about cooking as anyone I've ever known. I have a pretty good general understanding of contracting fundamentals.

I earned a bachelor's degree in Agricultural Economics in 1989 and a master's degree in Agronomy in 1992. While I attending school, Harriet's reputation and demand as a fine cook was growing. We remodeled an old farm house on three acres, built a commercial kitchen, and operated a private event facility known as the North Forty Bed & Breakfast for 9 years. I helped Harriet with various parts of the business, but as my role diminished I identified a longing to help people better understand what really was important to them - spending their money wisely.

I have expertise in Adult Education theory, earned a certificate online in Financial Planning from The University of Georgia in 2014,  earned the Chartered Advisor of Senior Living (CASL) designation in 2015 from the American College of Financial Services, the Accredited Investment Fiduciary (AIF) designation in 2019, and hold various types of insurance and investment licenses.